When the bubble bursts, no more bailouts. The public keeps what it pays for.

Read the plans

We’ve got one plan for before the crash begins: plan ahead and save trillions. But we’ve also got a plan to cover the remote possibility^* that our leaders may wait until it’s too late.

The Act as it should be passed: before anything fails. The industry pays for its own insurance, lenders know the rules when they lend, and the machinery is waiting when the failures come. This is the cheapest and least painful way to do it.

The SummaryThe plan at three lengths: one paragraph, the key points, and a single page.What the Act does, who pays, who is protected, and how a crash is kept from making the biggest banks and technology companies bigger. Start here.

Read the summary14 min read

The PlanThe complete proposal, with its evidence, legal design, and sources.The AI and banking bubbles and how they are tied together. Converting failed banks into Public Benefit Banks and failed AI companies into a public computing utility. Who takes the losses, the rules for chips and data centers, the constitutional design, and how the industry pays for it.

Read the plan126 min read

Frequently Asked QuestionsAnswers to the questions people ask most about the plan.How this differs from a bailout, who pays and who is protected, how the public institutions would be run, what the chip rules require, the legal basis, and what it would take to pass.

Read the FAQ31 min read

The PresentationThe plan in fifteen slides, a few words each.For walking someone through the plan on a shared screen. The full plan scrolls along behind the slides, and any slide opens the section it comes from.

Open the presentation15 slides

* Yes, that was sarcasm. We’re explaining it because we’ve been told that sarcasm does not work on the internet or in policy.